Monticello Student Loans |

Whether you're an undergraduate or graduate student, a Monticello Student Loan can help with the cost of going to the college of your choice¹. Unlike a "tuition only" loan, a Monticello Student Loan gives you the flexibility to pay for other education-related expenses as well. That includes everything from books and a laptop to studying abroad.

Choose the repayment option
that works best for you

See our repayment choices

Get a co-signer and you
could get a better rate

Applying for a Monticello Student Loan with a parent or other credit-worthy adult may help you get a better rate.

More benefits

Earn a 1% rebate at graduation.²

Apply Now for a Monticello Student Loan! | Account Login | Site Map | Contact Us About a Monticello Student Loan
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Monticello Student Loans are private student loans marketed by Union Federal Savings Bank. The lender for the Monticello Student Loan Program is PNC Bank, N.A. ("PNC"), Member FDIC and Equal Opportunity Lender. PNC reserves the right to change or discontinue the Monticello Student Loan Program without notice. PNC may sell your Monticello Student Loan to a third party only if the purchaser agrees to honor all of PNC's promises to you, including all promised borrower benefits that you will receive or might become eligible to receive during the loan repayment period.

Monticello Student Loans is a trademark of The First Marblehead Corporation, used by Union Federal Savings Bank and PNC under a license.

Undergraduate and Graduate borrowers that apply with a cosigner may borrow annually from $3,000 up to the lesser of the estimated cost of attendance or $30,000 (up to $10,000 for Undergraduate and Graduate borrowers that do not apply with a cosigner). Continuing Education borrowers may borrow annually from $3,000 up to $15,000 (up to $10,000 for Continuing Education borrowers that do not apply with a cosigner). Borrowers in K-12 loan programs may borrow annually from $3,000 up to $30,000. Subject to credit approval.
Borrowers may request a 1% rebate applied to the net disbursement amount upon the following conditions. The Borrower must: select the immediate repayment or interest only repayment option; have made no more than two (2) late payments on the loan (on-time payments are those received no later than 15 days after the borrower’s due date); request the benefit within one (1) year of graduation; request the benefit directly from the servicer (PHEAA/AES); and provide a certification form OR other proof of graduation.